Bandhan Bank Personal Loan in Purnea, Bihar

Avyud Finance offers Personal Loan through Bandhan Bank that applicants can use to meet various personal financial requirements including medical, vacation, home renovation expenses, etc. If you apply for a Personal Loan with Bandhan Bank through Avyud Finance, you will easily get a Personal Loan with minimum documents and repaid over a tenure extending up to 60 months. No matter what your needs, Avyud Finance can customize a personal Loan for You.

EMI Calculator

Loan Amount

₹

500000

No. of Months

months

Rate of Interest

Monthly EMI

₹

₹ 32,124.56

Total Interest

₹

10,622.78

Principal Amount

₹

500000

Payable Amount

₹

160,622.78

Pay No.	Begining Balance	EMI	Principal	Interest	Ending Balance
1	150000.00	32124.56	28637.06	3487.50	121362.94
2	121362.94	32124.56	29302.87	2821.69	92060.07
3	92060.07	32124.56	29984.16	2140.40	62075.91
4	62075.91	32124.56	30681.30	1443.26	31394.61
5	31394.61	32124.56	31394.64	729.92	-0.03

Bandhan Bank Personal Loan Important Information

Loan amount – ₹50,000 – ₹15,00,000

Attractive rate of interest

Flexible repayment tenure – up to 60 months

Faster loan processing time with door step document pick up process

Eligibility Criteria for Bandhan Bank Personal Loan

Salaried/Self-employed Professionals/Self-employed

Age

Minimum – for salaried individuals - 21 years; for self-employed - 23 years

Maximum at time of loan maturity – 60 year

Minimum 1 transaction (customer induced) is required in the main account on monthly basis. The main account may not be a salary account

Documents Required for Bandhan Bank Personal Loan

Identity and address proof – passport/PAN card /Voter ID card/driving license /Aadhaar

One recent photograph

Last three months’ salary slip & Form -16 for 1 year for salaried*

ITR for last 2 years with computation of income, balance sheet and P & L a/c for self-employed

Fees & Charges for Bandhan Bank Personal Loan

Interest Rate: 10.50% p.a. onwards

Loan Amount: Rs 50,000 – Rs 15,00,000

Loan Tenure: 1-5 years

Processing Fees: 1% of Loan Amount

FAQ for Bandhan Bank Personal Loan

What is the maximum personal loan amount available at Bandhan Bank?

The maximum eligible personal loan that can be sanctioned by Bandhan Bank is Rs. 5,00,000.

What are the tenure options available on Bandhan Bank Personal Loan?

Bandhan Bank personal loans come with a repayment tenure ranging between 12 to 36 months, which borrowers can choose as per their own convenience.

Who can apply for Personal loans from Bandhan Bank?

Personal loans of Bandhan Bank can be applied by salaried applicants and self-employed professionals.

What are different means through which I can pay my Bandhan Bank personal loan EMIs?

You can make EMI payments using post-dated cheques, standing instructions or by using the ECS facility.

How to apply for Bandhan Bank personal loan?

A person can apply for a Bandhan Bank personal loan through online banking modes like internet banking or mobile banking or through the website of the bank. Alternatively, the applicant can directly visit the nearest branch of the bank to apply for a personal loan of the bank.

Note: This content is taken from Bandhan Bank website

Purpose for Personal Loan

INTERESTED?

WE’LL CALL YOU RIGHT BACK