At Avyud Finance, we understand that in these unprecedented times, our plans for travelling and having destination weddings have got postponed & new needs have emerged. A need for a safe and comfortable lifestyle, a need to have a safety net to tackle any unplanned or immediate requirement. One of the leading providers of Personal Loans in Purnia, Bihar, Avyud Finance offers the best Personal Loan from HDFC Bank, an option that comes with a unique array of features and benefits. You can choose from different EMI repayment options that suit your pocket, flexible tenures, completely online process, and quick disbursals. HDFC Bank Personal Loan is designed to address diverse financial needs easily and conveniently, making it one of the best Personal Loans in Purnia, Bihar.
Contact us to get a Personal Loan from HDFC Bank in Purnia. Our phone no. Is +91 8100666111. You can also email us, our email is ID is info@avyud.in
₹
500000
36
months
10
%
Monthly EMI
₹
₹ 32,124.56
Total Interest
₹
10,622.78
Principal Amount
₹
500000
Payable Amount
₹
160,622.78
| Pay No. |
Begining Balance | EMI | Principal | Interest | Ending Balance |
|---|---|---|---|---|---|
| 1 | 150000.00 | 32124.56 | 28637.06 | 3487.50 | 121362.94 |
| 2 | 121362.94 | 32124.56 | 29302.87 | 2821.69 | 92060.07 |
| 3 | 92060.07 | 32124.56 | 29984.16 | 2140.40 | 62075.91 |
| 4 | 62075.91 | 32124.56 | 30681.30 | 1443.26 | 31394.61 |
| 5 | 31394.61 | 32124.56 | 31394.64 | 729.92 | -0.03 |
HDFC Personal Loan in Purnea, Bihar does not require any collateral or security and can be obtained with minimal documentation. Just like most loans, however, they must be repaid in monthly installments.
Eligibility Criteria to apply for HDFC Personal Loan in Purnea, Bihar
Documents Required for HDFC Personal Loan in Purnea, Bihar
Identity Proof
Address Proof
Bank statement of previous 3 months
Two latest salary slip
Fees & Charges for HDFC Personal Loan in Purnea, Bihar
Processing Charges: 2.50% of the Loan Amount
Overdue EMI Interest: 2% per month on EMI
Amortization Schedule Charges: 200/-
Cheque Swapping Charges: 500/-
Cheque Bounce Charges
EMIs or Equated Monthly Installments form an important part of the loan. This is the interval installment amount that you pay to repay your loan. It is important to calculate your EMI and find a way to keep it as low as possible. There are three factors that determine your EMI:
You can repay your loan amount in Equated Monthly Installments (EMIs). Loan repayment can be done through post-dated cheque, ECS, or a standing instruction to debit the repayment amount from your HDFC Bank account.
You can take a top up loan from HDFC when you opt for balance transfer with HDFC.
No, HDFC Bank offers personal loans only to salaried individuals. Applicants are required to be employed with a private, public sector or government body at the time of availing the loan.
No, HDFC Bank charges a fixed interest rate for the personal loan.
Call Now
Enquiry Now