Create a space of your own with Avyud Consultancy Home Loans services. Our Home Loan Services is tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. We also provide you with legal and technical counselling to help you make the right home buying decision. Avyud Consultancy offers you all Home Loan solutions from HDFC Housing, if you want to buy, construct or renovate your house. Turn your dream home into reality with HDFC Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service, apply for an HDFC Home Loan today.
Contact us to get a Home Loan from HDFC Housing in Purnia. Our phone no. Is +91 8100666111. You can also email us, our email is ID is info@avyud.in
₹
500000
36
months
10
%
Monthly EMI
₹
₹ 32,124.56
Total Interest
₹
10,622.78
Principal Amount
₹
500000
Payable Amount
₹
160,622.78
| Pay No. |
Begining Balance | EMI | Principal | Interest | Ending Balance |
|---|---|---|---|---|---|
| 1 | 150000.00 | 32124.56 | 28637.06 | 3487.50 | 121362.94 |
| 2 | 121362.94 | 32124.56 | 29302.87 | 2821.69 | 92060.07 |
| 3 | 92060.07 | 32124.56 | 29984.16 | 2140.40 | 62075.91 |
| 4 | 62075.91 | 32124.56 | 30681.30 | 1443.26 | 31394.61 |
| 5 | 31394.61 | 32124.56 | 31394.64 | 729.92 | -0.03 |
HDFC offers home loans to eligible customers at affordable interest rates starting at 6.90% p.a. The home loan can be repaid over a period of 30 years. However, you will get a loan only if the bank deems you eligible. Your home loan eligibility depends on various parameters, including your employment status, age, credit score, and monthly/annual income, to name a few. Depending on your eligibility, the bank will finalise your loan amount and approve your application.
To apply for HDFC home loans, you must submit a few documents. Following are the HDFC home loan documents that you would need to submit for all applicants/co-applicants:
EMI refers to 'Equated Monthly Installment' which is the amount that you will pay us every month on a specific date till the loan is fully repaid. EMI consists of principal and interest components which are structured in such a way that in the initial years of your loan, the interest component is much larger than the principal component, whereas in the later part of the loan, the principal component is much larger .
For your convenience, HDFC offers various modes for repayment of the loan. You can issue standing instructions to your banker to pay the installments through ECS (Electronic Clearing System), opting for direct deduction of monthly installments by your employer or by issuing a post-dated check from your salary account. can.
You can apply for a home loan any time after you have decided to buy or construct a property, even if you have not selected the property or the construction has not started.
Yes. You are eligible for tax benefits on the principal and interest components of your home loan under the Income Tax Act, 1961. Since benefits may vary from year to year, please check with our loan counselors about the tax benefits you can avail on your loan.
An under-construction property refers to a house which is in the process of construction and where possession will be handed over to the buyer at a later date.
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