ICICI Bank Home Loan in Purnea, Bihar

ICICI Bank Home Loan is the one-stop solution to buy your dream home. Whether you are looking to buy a home or construct a new one, we offer a wide range of products suitable to meet your home loan requirement. We offer affordable home loans at attractive interest rates for tenures up to 30 years.

ICICI Bank Home Loan Important Information

Home loans from ICICI Bank come packed with many features and benefits. Here is a quick look at some of these perks.

• Attractive Interest Rate


• Enjoy low EMI


• Step-up loan offer


• Digital Sanction


• PMAY benefits: Get subsidy benefits of up to Rs. 2.67* Lakhs under credit linked subsidy scheme from Govt. of India

Eligibility Criteria for ICICI Bank Home Loan

Your dream home is now within your reach with ICICI Bank Home Loan. We offer higher loan amount on your income. Your home loan eligibility can be further enhanced by including the income of your home loan co-applicant.

• You must be at least 21 years of age when the loan is approved


• The loan should be terminated at the age of 65 years or before the age of superannuation, whichever is earlier


• You must be salaried or self-employed with a regular source of income


• The minimum age of the co-applicant should be 18 years

Documents Required for ICICI Bank Home Loan

• Application form with photograph duly signed


• Identity, residence and age proof


• Last 6 months bank statements


• Last 3 months Salary-slips


• Processing fee cheque


• Form 16/ Income Tax Returns


• Business profile


• Education qualification certificate and proof of business existence


• Last 3 years Income Tax Returns with computation of Income


• Last 3 years CA Certified/ Audited Balance Sheet and Profit & Loss Account

Fees & Charges for ICICI Bank Home Loan

• Loan Processing Charges: 0.50% - 2.00%


• Prepayment Charges: 2% plus applicable taxes


• Repayment mode swap Charges: Rs 500/-


• Document Retrieval Charges: Rs 500/-


• Cheque/AD/ECS bounce charges: Rs 500/-