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ICICI Bank Personal Loan in Purnea, Bihar

Avyud Finance facilitates a Personal Loan from ICICI Bank to help you meet your diverse financial needs during an emergency. It is an unsecured loan and can be used for marriage expenses, paying the medical bills, going for your dream vacation or renovating your home. Irrespective of what your personal financial goals are, ICICI Bank Personal Loan offers you the perfect solution.



With Avyud Finance Personal Loan Services, you can meet personal exigencies that can crop up anytime in life. The quick approval process of Personal Loans from ICICI Bank ensures you have an easy borrowing experience. Also, with our instant Personal Loan online services, you can get the funds within 3 seconds.

Contact us to get a Personal Loan from ICICI Bank in Purnia. Our phone no. Is +91 8100666111. You can also email us, our email is ID is info@avyud.in





EMI Calculator

₹ 

500000

36

 months

10

 %

Monthly EMI

₹ 

₹ 32,124.56

Total Interest

₹ 

10,622.78

Principal Amount

₹ 

500000

Payable Amount

₹ 

160,622.78

Created with Highcharts 4.1.3 EMI Calculator Loan : 93.4 % Interest : 6.6 %
Pay
No.
Begining Balance EMI Principal Interest Ending Balance
1 150000.00 32124.56 28637.06 3487.50 121362.94
2 121362.94 32124.56 29302.87 2821.69 92060.07
3 92060.07 32124.56 29984.16 2140.40 62075.91
4 62075.91 32124.56 30681.30 1443.26 31394.61
5 31394.61 32124.56 31394.64 729.92 -0.03


ICICI Bank Personal Loan Important Information

ICICI Bank Personal Loan in Purnea, Bihar, you'll get instant money for a good range of your personal needs like renovation of your home, marriage within the family, a family holiday, your child's education, buying a laptop, medical expenses or other emergencies.






Eligibility Criteria for ICICI Bank Personal Loan

Eligibility Criteria for ICICI Bank Personal Loan in Purnea, Bihar






Documents Required for ICICI Personal Loan

Documents Required for ICICI Personal Loan in Purnea, Bihar


Identity Proof


Address Proof


Bank statement of previous 3 months
Two latest salary slip



Fees & Charges for ICICI Bank Personal Loan

Fees & Charges for ICICI Bank Personal Loan in Purnea, Bihar




FAQ for ICICI Bank Personal Loan

    Can I foreclose or prepay my personal loan?

    Yes, you can prepay the entire outstanding loan at any time during the loan tenure after 12 installments, subject to payment of a standard pre-closure fee of 5% + GST.

    How long will it take to get my loan approved for person

    Loans are sanctioned within 72 hours of submission of complete documents.

    What is the process to prepay my personal loan?

    To prepay your personal loan, please visit the nearest ICICI Bank asset servicing branch. We request you to carry the following documents to complete the process:

    • Request letter signed by the loan applicant
    • PAN Card (if the mode of payment is cash and the amount exceeds Rs.50,000)
    • Payment can be made through cash, check or demand draft.

    How can I prepay my personal loan as I am unable to visit the branch?

    If you are unable to visit our branch for prepayment of your loan, you may send it to your representative along with an authorization letter duly signed by the loan applicant for payment. The co-applicant or third party visiting the branch for closing the loan has to carry the below mentioned documents:

    • Main Applicant Identity Proof (Driving License or Passport or Voter Card or PAN Card)
    • Authorization letter from the main applicant.

    How do I repay my personal loan?

    You can repay the loan in Equated Monthly Installments (EMIs). If you have an ICICI Bank account, you can force us to debit it directly through Auto Debit Mandate or if you have an alternate bank account, through NACH Mandate.