Kotak Mahindra Bank Home Loan in Purnea, Bihar

Avyud Finance’s affordable and flexible Home Loan Services are designed to take you closer to your dream home. Explore our wide range of products for the most competitive Home Loan interest rates, extended loan tenures and other benefits like EMIs waivers. Fulfill your dream of owning a home with the Avyud Finance Home Loan Services which offers home loans. The Kotak Mahindra Bank Home Loan comes with a host of benefits such as smaller EMIs where you can space out your payment over a longer tenure, attractive interest rates, an easy application process, doorstep service, etc. Find out more about the Kotak Mahindra Bank Home Loan below.

Kotak Mahindra Bank Home Loan Important Information

Kotak Home Loan offers exclusive benefits, such as lucrative home loan interest rates, doorstep service, minimal documents requirement for a home loan, insurance covering the home loan, and much more. Discover more about the benefits of the Kotak Mahindra Bank Home Loan below.

• Save on the processing fee when applying online for a Kotak Home Loan


• Processing your home loan becomes more accessible from your doorstep without the hassle of running around


• Minimal documentation for home loans equals less headache


• Options for Home Loan insurance coverage at lucrative premiums

Eligibility Criteria for Kotak Mahindra Bank Home Loan

Owning the house of your dreams is now a reality with Kotak Mahindra Bank Limited Home Loans. KMBL Home Loan eligibility criteria for an individual are uncomplicated and are based on variables, viz., age, monthly income, etc.

Documents Required for Kotak Mahindra Bank Home Loan

The primary documents you will need to apply for a home loan in India are as follows:

• Income proof


• Banking details


• Identity proof like PAN, Aadhaar, Driving license, Passport, Voter ID


• Age proof like PAN, Aadhaar, Driving license, Passport, Voter ID


• Signature proof like PAN, Passport


• Address proof like Aadhaar, Driving license, Passport, Voter ID


• Evidence of educational qualification


• Relationship proof

Fees & Charges for Kotak Mahindra Bank Home Loan

• Salaried: 0.5% (plus taxes and any other applicable statutory dues) of loan amount;


• Self-Employed, HL top-up/Commercial Purchase: 1.0% (plus taxes and any other applicable statutory dues) of loan amount;


• Upfront PF of Rs. 5,000 (plus taxes and any other applicable statutory dues) shall be collected at the time of login which is non-refundable.


• (Non-refundable fee will be adjusted in overall PF before disbursement)

• Accessed via self service mode on Mobile Banking/Net Banking/Whatsapp Banking: Free


• Physical/Soft copy request through Customer Service/Branch: Rs. 250 (plus taxes and any other applicable statutory dues)

• Rs. 500 (plus taxes and any other applicable statutory dues)

• Rs. 500 (plus taxes and any other applicable statutory dues)