PNB Housing Loan in Purnea, Bihar

Punjab National Bank Housing Finance Limited offers a wide range of home financing options to meet your needs. Whether you are looking to buy a house, build one, or renovate one, an efficient and easy housing loan from PNB Housing can help you get there. With over 30 years of industry expertise and customer confidence behind us, we offer home loans to suit your budget and at affordable home loan interest rates. Apart from this, you can also avail hassle free online loan related tools and services, customized loan plans and flexible repayment options.

PNB Housing Loan Important Information

Punjab National Bank Housing Finance Limited offers a wide range of home financing options to meet your needs. Whether you are looking to buy a house, build one, or renovate one, an efficient and easy housing loan from PNB Housing can help you get there.

• Home Loan at Attractive Interest Rate


• loan for everything


• Home loan up to a tenure of 30 years


• easy finance


• low processing fee


• Personalized Loan Eligibility Program


• nationwide presence


• better customer experience


• value addition

Eligibility Criteria for PNB Housing Loan

You can get a loan to buy a home if you:

• An employee of a local and stationary business unit such as petrol pumps, restaurants, jewelery shops, garments shops, etc. The business of the employer may be a Proprietorship / Partnership / Private Limited / Limited Company / Trust etc.


• Self-employed customers who do not have formal income proof. However, you should have enough income to pay the monthly EMI. In all these cases, clients must set up independent businesses.


• An individual who is earning a fixed minimum income of INR 15,000 per month. It is valid for joint income also in case of co-applicant.


• Your age should not be more than 70 years at the time of loan maturity.

Documents Required for PNB Housing Loan

Only the criteria listed above do not make you eligible to apply for a home loan from PNB Housing. Depending on your business and home finance requirements, you will also need to submit the following home loan documents required for PNB Housing home loan processing while filling your online application

• Mandatory documents like loan application form


• Age proof


• Proof of residence


• Educational qualification


• Income proof which includes last 3 months salary slip, form 16 for last 2 years and latest 6 months bank statement


• Other documents related to the property like title, approved plan etc.


• Educational qualification


• Income proofs related to the business and ITRs, such as proof of existence of the business, income tax returns for the last 3 years, accountant-certified balance sheets and bank account statements for the last 12 monthsp


• Other documents like title of property, approved plan, etc.

Fees & Charges for PNB Housing Loan

Low Processing Fee: Where most financial institutions and entities are charging 1-2% of the home loan amount as a processing fee, PNB housing charges 0.5% of home loan.