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Punjab National Bank Personal Loan in Purnea, Bihar

Avyud Finance offers Personal Loan through Punjab National Bank to help you meet your immediate financial expenses. Whether you need to consolidate your debt, pay for your child’s wedding, take off on an exotic vacation, or anything of the sort, personal loans from Punjab National Bank can be availed at attractive rates to help you fulfill your dreams.



Contact us to get a Personal Loan from Punjab National Bank in Purnia. Our phone no. Is +91 8100666111. You can also email us, our email is ID is info@avyud.in

EMI Calculator

₹ 

500000

36

 months

10

 %

Monthly EMI

₹ 

₹ 32,124.56

Total Interest

₹ 

10,622.78

Principal Amount

₹ 

500000

Payable Amount

₹ 

160,622.78

Created with Highcharts 4.1.3 EMI Calculator Loan : 93.4 % Interest : 6.6 %
Pay
No.
Begining Balance EMI Principal Interest Ending Balance
1 150000.00 32124.56 28637.06 3487.50 121362.94
2 121362.94 32124.56 29302.87 2821.69 92060.07
3 92060.07 32124.56 29984.16 2140.40 62075.91
4 62075.91 32124.56 30681.30 1443.26 31394.61
5 31394.61 32124.56 31394.64 729.92 -0.03


PNB Personal Loan Important Information

PNB Personal Loan in Purnea, Bihar, you'll get instant money for a good range of your personal needs like renovation of your home, marriage within the family, a family holiday, your child's education, buying a laptop, medical expenses or other emergencies.






Eligibility Criteria for PNB Bank Personal Loan

Eligibility Criteria for PNB Bank Personal Loan in Purnea, Bihar






Documents Required for PNB Personal Loan

Documents Required for PNB Personal Loan in Purnea, Bihar


Identity Proof


Address Proof


Bank statement of previous 3 months
Two latest salary slip





Fees & Charges for PNB Bank Personal Loan

Fees & Charges for PNB Bank Personal Loan in Purnea, Bihar




FAQ for PNB Bank Personal Loan

    Are there any additional charges or charges applicable on Punjab National Bank personal loan?

    Yes. Customers availing a personal loan will have to pay a processing fee which will be deducted from the loan amount at the time of disbursement. Those availing personal loan schemes for the public will have to pay up to 1% of the loan amount as processing fee, while those availing personal loan schemes for doctors will have to pay 0.90% of the loan amount as processing fee.

    What is the minimum loan amount I can get as a personal loan from Punjab National Bank?

    You have to pay at least Rs. 50,000 and maximum Rs. 5 lakh under the PNB public scheme of personal loan segment.

    What are the eligibility criteria to avail PNB Personal Loan for Salaried Individuals?

    The eligibility criteria for availing Punjab National Bank personal loan are discussed below:

    • Minimum Age: The applicant needs to have attained at least 21 years of age.
    • Maximum Age: Applicant's age cannot exceed 58 years.

    How do I get the best interest rate on Punjab National Bank personal loan?

    To get the best possible interest rate on Punjab National Bank personal loan, you need to ensure that you have a high credit score. You must also ensure that you do not have any liabilities in the form of other loan or credit card dues.

    Do I need to carry documents while applying for a personal loan in PNB?

    Yes, you need to submit copies of identity, address, age, income and income tax returns for the last 2 years while applying for a personal loan.