Avyud Finance offers various types of Personal Loans from SBI, such as Xpress Credit Loan, State of India Pension Loan, Xpress Elite, and Pre-approved Personal Loans that cater to the needs of different borrowers. Personal loans offered by SBI may be used for various purposes such as business expansion, debt consolidation, foreign travel expenses, marriage, home renovation, medical emergency, credit card bill pay, etc.
Fund for your child’s wedding, buy your dream home, plan a trip or get medical help with a simple and hassle free loan and repayment. Avyud Finance provides Personal Loan through SBI so that you can meet any emergency or requirement.
Contact us to get a Personal Loan from the State of India in Purnia. Our phone no. Is +91 8100666111. You can also email us, our email is ID is info@avyud.in
₹
500000
36
months
10
%
Monthly EMI
₹
₹ 32,124.56
Total Interest
₹
10,622.78
Principal Amount
₹
500000
Payable Amount
₹
160,622.78
| Pay No. |
Begining Balance | EMI | Principal | Interest | Ending Balance |
|---|---|---|---|---|---|
| 1 | 150000.00 | 32124.56 | 28637.06 | 3487.50 | 121362.94 |
| 2 | 121362.94 | 32124.56 | 29302.87 | 2821.69 | 92060.07 |
| 3 | 92060.07 | 32124.56 | 29984.16 | 2140.40 | 62075.91 |
| 4 | 62075.91 | 32124.56 | 30681.30 | 1443.26 | 31394.61 |
| 5 | 31394.61 | 32124.56 | 31394.64 | 729.92 | -0.03 |
SBI Personal Loan in Purnea, Bihar does not require any collateral or security and can be obtained with minimal documentation. Just like most loans, however, they must be repaid in monthly installments.
Eligibility Criteria to apply for SBI Personal Loan in Purnea, Bihar
Documents Required for SBI Personal Loan in Purnea, Bihar
Identity Proof
Address Proof
Bank statement of previous 3 months
Two latest salary slip
Fees & Charges for SBI Personal Loan in Purnea, Bihar
Processing Charges: 1% of the Loan Amount
Overdue EMI Interest: 2% per month on EMI
Amortization Schedule Charges: 200/-
Cheque Swapping Charges: 500/-
Cheque Bounce Charges
Overdraft: Rs.5.00 lakh: Overdraft will be subject to monthly reduction in the drawing power so that the drawing power becomes nil in 72 months
No, the income of the spouse cannot be added for computing the loan amount. However, if eligible, the spouse can apply for another loan separately.
No security is required.
The maximum repayment period is 6 years or the remaining period of service (whichever is less).
Call Now
Enquiry Now